American First Credit Union is offering a competitive rate on its 6 and 12-month share certificates. For a Jumbo certificate the yield is 4.03% APY. This requires a $100,000 minimum deposit. A yield of 3.77% APY is available with only a $1,000 minimum. These rates are also available in an IRA.

Membership is open to anyone who lives, works, worships or attends school in Orange County or 16 additional cities throughout the Greater Los Angeles area. You can also be eligible via select employer groups. Membership requires a $5 fee and a minimum initial deposit of $50 in the savings account.

Branches are located in the cities of La Habra, Buena Park, Tustin, Placentia and Orange. The credit union is federally insured by the NCUA.

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