Michigan headquartered Northpointe Bank offers in all states their 13-month certificate of deposit special with top cd rates at 2.35% APY. To enjoy this best cd rates, a consumer can open an account for a minimum of $5000.

There are also longer term certificate of deposits with the following current cd rates fixed at 2.10% APY (12-17 months), 2.35% APY (18-23 months), 2.60% APY (24-29 months).

The certificate of deposit special offer is only posted on the main page of the bank and not on the rates table. According to the customer service representative, the interest rates printed on the site’s front page is still accurate. Like before, it will be best to call them to verify the interest rates since they can be updated any time.

Accounts can be opened via mail for consumers from any state. Interested individuals can call their service line so the bank can send you the application forms via email. Consumers are given 1.5 weeks to completely fill out the forms and send in the check so they can lock the current cd rates.

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