Eloan.com is currently offering some of the highest CD interest rates available for 3 month and 5 year maturity brackets, at a high 5.55% APY. They also offer some pretty high certificate of rates for 2 year, 3 year, and 4 year CD rates at 5.41% APY. Minimum deposits on all certificate of deposits is $10,000.

They also offer a fairly high yield on their savings account rate, with 5.25% APY. Minimum deposit for this account is $5,000. Here’s some more information on their products:

• No hard credit inquiry. They only use Experian to check for identity.
• No inactivity fee or small balance fees.
• If balance falls below $500 for 90 days, they may close your account
• No IRA accounts for savings or CDs
• No sign-up bonus

Bankrate.com’s review gives E-LOAN a 3/5 rating. All deposit products offered through E-LOAN will be opened through Banco Popular North America (BPNA), a New York state chartered bank insured by the FDIC that is the direct parent company of E-LOAN. Your deposits with Eloan are FDIC insured.