East Coast Community Bank is offering a special 4.30% APY 10-month CD. The minimum deposit is $1,000, and the maximum is $100,000. This CD was advertised in yesterday’s Daytona Beach News Journal. The ad is available online here.

It appears that a branch visit may be required to open an account. Branches are located in Ormond Beach and Port Orange, FL.

The bank’s financial ratings are mixed: 2 star rating (below peer group) at Bankrate.com and 4 star rating (excellent) at BauerFinancial. Both are based on 3/31/08 data.