Archive for the 'CD Interest Rates' Category

ING Direct Raises 18 Month CD

ING Direct raised the yield on its 18-month CD today to 4.50% APY. The rates for all the other terms remain the same. 4.50% APY is a very competitive yield for an 18-month CD. For those with an ING Direct CD about to mature, you may be able to get an additional 0.10% for renewing.
It’s […]

East Coast Community Bank (FL) 4.30% APY 10 Month CD

East Coast Community Bank is offering a special 4.30% APY 10-month CD. The minimum deposit is $1,000, and the maximum is $100,000. This CD was advertised in yesterday’s Daytona Beach News Journal. The ad is available online here.
It appears that a branch visit may be required to open an account. Branches are located in Ormond […]

Imperial Capital Bank increases CDs

Imperial Capital Bank (ICB) increased its CD rates. The most competitive is the 9-month CD with a 4.00% APY. Other competitive rates include a 3.65% APY 6-month CD and a 3.95% APY 12-month CD. Minimum deposit is $2,000.
Accounts can be opened online or by mail. According to the online application, you can fund accounts by […]

ELOAN Raises CD Rates

E-LOAN increased the rates on most of its CD terms. The largest increase was on its 60-month term. That rate increased from 4.30% to 4.60% APY.
Here are some of the details on ELOAN CDs:

Individual, Joint and Living Trust Accounts can be opened.
Beneficiary can be added in the application
$10,000 minimum deposit
No early withdrawal permitted during the […]

US Bank Long Term CDs

US Bank has increased the rate on its CD specials. The new 59-month CD yield is 4.65% APY, and the 43-month CD yield is 4.10% APY. The shorter term yields are much lower: 3.50% APY for a 23-month CD and 2.80% APY for a 11-month CD.
One important detail regarding this CD is a severe early […]

Increasing Bank CD Rates

Since the Federal Reserve started cutting its short-term interest-rate target last fall, yields across certificates of deposit, savings accounts and money-market accounts have plummeted. But recently, yields on long term CDs have been rising, in part because of a rise in longer-term Treasury yields this month and investors’ expectations for higher inflation.
Some banks are already […]

Wells Fargo Online CD

With the recent Fed rate cuts, Wells Fargo has lowered their rates on their online CD special to 3.50% APY. Minimum balance on this certificate is $5,000, and the term to maturity is 5 months.
Aside from this special, Wells Fargo CD rates are a bit low, ranging from 1.50% to 3.00% APY.
At maturity, CD will […]

Wachovia CD Interest Rates

Wachovia Bank has some pretty high rates on their special promotional CD, with a 5.05% APY yield and 5 month term. Minimum deposit for this certificate is $5,000.
This CD is only available online. Other online CDs have terms ranging from 3 to 24 months, and yields from 3.16% to 4.25%. Visit Wachovia’s rate table for […]

Wells Fargo CD Rates

Wells Fargo Bank has some of the lower CD rates available for their online and offline CDs. Currently, their highest CD rate is a 5 month 4.40% APY certificate. Aside from that, they also offer 4.20% and 4.10% for 5 year and 4 year CDs, respectively. Minimum deposit on their CDs is $5,000.
Wells Fargo also […]

Umbrella Bank CD Rates

Umbrella Bank is currently offering 5.20% APY on their 3 and 6 month certificates. Initial deposit of $1000 required on all CD accounts. Umbrella Bank also offers IRA CDs.
UmbrellaBank.com is the Internet banking division of New South Federal Savings Bank. New South Federal is a member of the Collateral Family of Companies, which has been […]